LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,674
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,717
−HK$2,075/mo
Today · 4.125%
HK$69,792
baseline
▲ 0.50% · 4.625%
HK$74,039
+HK$4,247/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,584/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,062
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,021
−HK$1,988/mo
Today · 4.125%
HK$77,009
baseline
▲ 0.50% · 4.625%
HK$81,068
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,018/mo (50% DSR)
Upfront cash ≈ HK$15.62M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,809
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,260
−HK$2,491/mo
Today · 4.125%
HK$83,751
baseline
▲ 0.50% · 4.625%
HK$88,847
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,502/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,674
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,025
−HK$2,386/mo
Today · 4.125%
HK$92,411
baseline
▲ 0.50% · 4.625%
HK$97,282
+HK$4,871/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,822/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,944
−HK$5,765/mo
▼ 0.25% · 3.875%
HK$94,804
−HK$2,905/mo
Today · 4.125%
HK$97,709
baseline
▲ 0.50% · 4.625%
HK$103,655
+HK$5,946/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,418/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,286
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,030
−HK$2,783/mo
Today · 4.125%
HK$107,813
baseline
▲ 0.50% · 4.625%
HK$113,496
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,626/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,213
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,890
−HK$3,736/mo
Today · 4.125%
HK$125,626
baseline
▲ 0.50% · 4.625%
HK$133,270
+HK$7,644/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,252/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,511
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,038
−HK$3,578/mo
Today · 4.125%
HK$138,616
baseline
▲ 0.50% · 4.625%
HK$145,923
+HK$7,307/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,232/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,050 · Scale 2, in force from 26 Feb 2026)