LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,676
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,719
−HK$2,076/mo
Today · 4.125%
HK$69,795
baseline
▲ 0.50% · 4.625%
HK$74,042
+HK$4,247/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,590/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,064
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,024
−HK$1,988/mo
Today · 4.125%
HK$77,012
baseline
▲ 0.50% · 4.625%
HK$81,071
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,024/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,812
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,263
−HK$2,491/mo
Today · 4.125%
HK$83,754
baseline
▲ 0.50% · 4.625%
HK$88,850
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,508/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,677
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,029
−HK$2,385/mo
Today · 4.125%
HK$92,414
baseline
▲ 0.50% · 4.625%
HK$97,285
+HK$4,871/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,828/mo (50% DSR)
Upfront cash ≈ HK$12.74M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,947
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,807
−HK$2,906/mo
Today · 4.125%
HK$97,713
baseline
▲ 0.50% · 4.625%
HK$103,659
+HK$5,946/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,426/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,290
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,034
−HK$2,783/mo
Today · 4.125%
HK$107,817
baseline
▲ 0.50% · 4.625%
HK$113,500
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,634/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,218
−HK$7,413/mo
▼ 0.25% · 3.875%
HK$121,895
−HK$3,736/mo
Today · 4.125%
HK$125,631
baseline
▲ 0.50% · 4.625%
HK$133,275
+HK$7,644/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,262/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,516
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,043
−HK$3,578/mo
Today · 4.125%
HK$138,621
baseline
▲ 0.50% · 4.625%
HK$145,928
+HK$7,307/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,242/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,095 · Scale 2, in force from 26 Feb 2026)