LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,678
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,721
−HK$2,075/mo
Today · 4.125%
HK$69,796
baseline
▲ 0.50% · 4.625%
HK$74,043
+HK$4,247/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,592/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,066
−HK$3,947/mo
▼ 0.25% · 3.875%
HK$75,026
−HK$1,987/mo
Today · 4.125%
HK$77,013
baseline
▲ 0.50% · 4.625%
HK$81,073
+HK$4,060/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,026/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,813
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,265
−HK$2,491/mo
Today · 4.125%
HK$83,756
baseline
▲ 0.50% · 4.625%
HK$88,852
+HK$5,096/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,512/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,679
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,031
−HK$2,385/mo
Today · 4.125%
HK$92,416
baseline
▲ 0.50% · 4.625%
HK$97,288
+HK$4,872/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,832/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,949
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,809
−HK$2,906/mo
Today · 4.125%
HK$97,715
baseline
▲ 0.50% · 4.625%
HK$103,661
+HK$5,946/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,430/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,292
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,036
−HK$2,783/mo
Today · 4.125%
HK$107,819
baseline
▲ 0.50% · 4.625%
HK$113,502
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,638/mo (50% DSR)
Upfront cash ≈ HK$9.86M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,220
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,897
−HK$3,737/mo
Today · 4.125%
HK$125,634
baseline
▲ 0.50% · 4.625%
HK$133,278
+HK$7,644/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,268/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,519
−HK$7,105/mo
▼ 0.25% · 3.875%
HK$135,046
−HK$3,578/mo
Today · 4.125%
HK$138,624
baseline
▲ 0.50% · 4.625%
HK$145,931
+HK$7,307/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,248/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,121 · Scale 2, in force from 26 Feb 2026)