LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,681
−HK$4,118/mo
▼ 0.25% · 3.875%
HK$67,724
−HK$2,075/mo
Today · 4.125%
HK$69,799
baseline
▲ 0.50% · 4.625%
HK$74,047
+HK$4,248/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,598/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,069
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,029
−HK$1,988/mo
Today · 4.125%
HK$77,017
baseline
▲ 0.50% · 4.625%
HK$81,076
+HK$4,059/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,034/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,817
−HK$4,942/mo
▼ 0.25% · 3.875%
HK$81,268
−HK$2,491/mo
Today · 4.125%
HK$83,759
baseline
▲ 0.50% · 4.625%
HK$88,856
+HK$5,097/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,518/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,683
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,035
−HK$2,385/mo
Today · 4.125%
HK$92,420
baseline
▲ 0.50% · 4.625%
HK$97,292
+HK$4,872/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,840/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,953
−HK$5,766/mo
▼ 0.25% · 3.875%
HK$94,813
−HK$2,906/mo
Today · 4.125%
HK$97,719
baseline
▲ 0.50% · 4.625%
HK$103,665
+HK$5,946/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,438/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,297
−HK$5,527/mo
▼ 0.25% · 3.875%
HK$105,040
−HK$2,784/mo
Today · 4.125%
HK$107,824
baseline
▲ 0.50% · 4.625%
HK$113,507
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,648/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,225
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,903
−HK$3,736/mo
Today · 4.125%
HK$125,639
baseline
▲ 0.50% · 4.625%
HK$133,284
+HK$7,645/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$251,278/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,524
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,052
−HK$3,578/mo
Today · 4.125%
HK$138,630
baseline
▲ 0.50% · 4.625%
HK$145,938
+HK$7,308/mo
Deposit HK$2.88M · loan HK$25.92M · min. income ≈ HK$277,260/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,174 · Scale 2, in force from 26 Feb 2026)