LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,685
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,728
−HK$2,076/mo
Today · 4.125%
HK$69,804
baseline
▲ 0.50% · 4.625%
HK$74,051
+HK$4,247/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$139,608/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,074
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,034
−HK$1,988/mo
Today · 4.125%
HK$77,022
baseline
▲ 0.50% · 4.625%
HK$81,082
+HK$4,060/mo
Deposit HK$14.40M · loan HK$14.40M · min. income ≈ HK$154,044/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,822
−HK$4,943/mo
▼ 0.25% · 3.875%
HK$81,274
−HK$2,491/mo
Today · 4.125%
HK$83,765
baseline
▲ 0.50% · 4.625%
HK$88,862
+HK$5,097/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$167,530/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,689
−HK$4,737/mo
▼ 0.25% · 3.875%
HK$90,040
−HK$2,386/mo
Today · 4.125%
HK$92,426
baseline
▲ 0.50% · 4.625%
HK$97,298
+HK$4,872/mo
Deposit HK$11.52M · loan HK$17.28M · min. income ≈ HK$184,852/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,959
−HK$5,767/mo
▼ 0.25% · 3.875%
HK$94,819
−HK$2,907/mo
Today · 4.125%
HK$97,726
baseline
▲ 0.50% · 4.625%
HK$103,672
+HK$5,946/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$195,452/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,303
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,047
−HK$2,784/mo
Today · 4.125%
HK$107,831
baseline
▲ 0.50% · 4.625%
HK$113,514
+HK$5,683/mo
Deposit HK$8.64M · loan HK$20.16M · min. income ≈ HK$215,662/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,233
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$121,911
−HK$3,736/mo
Today · 4.125%
HK$125,647
baseline
▲ 0.50% · 4.625%
HK$133,292
+HK$7,645/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,294/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,533
−HK$7,106/mo
▼ 0.25% · 3.875%
HK$135,061
−HK$3,578/mo
Today · 4.125%
HK$138,639
baseline
▲ 0.50% · 4.625%
HK$145,947
+HK$7,308/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,278/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$1,224,253 · Scale 2, in force from 26 Feb 2026)