LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,697
−HK$4,119/mo
▼ 0.25% · 3.875%
HK$67,740
−HK$2,076/mo
Today · 4.125%
HK$69,816
baseline
▲ 0.50% · 4.625%
HK$74,064
+HK$4,248/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,632/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,087
−HK$3,948/mo
▼ 0.25% · 3.875%
HK$75,047
−HK$1,988/mo
Today · 4.125%
HK$77,035
baseline
▲ 0.50% · 4.625%
HK$81,096
+HK$4,061/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,070/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,836
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,288
−HK$2,492/mo
Today · 4.125%
HK$83,780
baseline
▲ 0.50% · 4.625%
HK$88,877
+HK$5,097/mo
Deposit HK$11.52M · loan HK$17.29M · min. income ≈ HK$167,560/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,704
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,056
−HK$2,386/mo
Today · 4.125%
HK$92,442
baseline
▲ 0.50% · 4.625%
HK$97,315
+HK$4,873/mo
Deposit HK$11.52M · loan HK$17.29M · min. income ≈ HK$184,884/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,975
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,836
−HK$2,907/mo
Today · 4.125%
HK$97,743
baseline
▲ 0.50% · 4.625%
HK$103,690
+HK$5,947/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,486/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,321
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,066
−HK$2,784/mo
Today · 4.125%
HK$107,850
baseline
▲ 0.50% · 4.625%
HK$113,534
+HK$5,684/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,700/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,254
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$121,932
−HK$3,737/mo
Today · 4.125%
HK$125,669
baseline
▲ 0.50% · 4.625%
HK$133,316
+HK$7,647/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,338/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,556
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,084
−HK$3,580/mo
Today · 4.125%
HK$138,664
baseline
▲ 0.50% · 4.625%
HK$145,973
+HK$7,309/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,328/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,469 · Scale 2, in force from 26 Feb 2026)