LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,702
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,746
−HK$2,076/mo
Today · 4.125%
HK$69,822
baseline
▲ 0.50% · 4.625%
HK$74,071
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,644/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,093
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,053
−HK$1,989/mo
Today · 4.125%
HK$77,042
baseline
▲ 0.50% · 4.625%
HK$81,103
+HK$4,061/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,084/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,843
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,295
−HK$2,492/mo
Today · 4.125%
HK$83,787
baseline
▲ 0.50% · 4.625%
HK$88,885
+HK$5,098/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,574/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,712
−HK$4,738/mo
▼ 0.25% · 3.875%
HK$90,064
−HK$2,386/mo
Today · 4.125%
HK$92,450
baseline
▲ 0.50% · 4.625%
HK$97,324
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,900/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,983
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,844
−HK$2,907/mo
Today · 4.125%
HK$97,751
baseline
▲ 0.50% · 4.625%
HK$103,699
+HK$5,948/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,502/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,330
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,075
−HK$2,784/mo
Today · 4.125%
HK$107,859
baseline
▲ 0.50% · 4.625%
HK$113,544
+HK$5,685/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,718/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,264
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,943
−HK$3,737/mo
Today · 4.125%
HK$125,680
baseline
▲ 0.50% · 4.625%
HK$133,328
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,360/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,568
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,096
−HK$3,580/mo
Today · 4.125%
HK$138,676
baseline
▲ 0.50% · 4.625%
HK$145,986
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,352/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,575 · Scale 2, in force from 26 Feb 2026)