LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,703
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,747
−HK$2,077/mo
Today · 4.125%
HK$69,824
baseline
▲ 0.50% · 4.625%
HK$74,072
+HK$4,248/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,648/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,094
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,055
−HK$1,988/mo
Today · 4.125%
HK$77,043
baseline
▲ 0.50% · 4.625%
HK$81,105
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,086/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,844
−HK$4,944/mo
▼ 0.25% · 3.875%
HK$81,297
−HK$2,491/mo
Today · 4.125%
HK$83,788
baseline
▲ 0.50% · 4.625%
HK$88,887
+HK$5,099/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,576/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,713
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,066
−HK$2,386/mo
Today · 4.125%
HK$92,452
baseline
▲ 0.50% · 4.625%
HK$97,325
+HK$4,873/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,904/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,985
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,846
−HK$2,907/mo
Today · 4.125%
HK$97,753
baseline
▲ 0.50% · 4.625%
HK$103,701
+HK$5,948/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,506/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,332
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,077
−HK$2,784/mo
Today · 4.125%
HK$107,861
baseline
▲ 0.50% · 4.625%
HK$113,546
+HK$5,685/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,722/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,266
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,945
−HK$3,738/mo
Today · 4.125%
HK$125,683
baseline
▲ 0.50% · 4.625%
HK$133,330
+HK$7,647/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,366/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,570
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,099
−HK$3,579/mo
Today · 4.125%
HK$138,678
baseline
▲ 0.50% · 4.625%
HK$145,988
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,356/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,598 · Scale 2, in force from 26 Feb 2026)