LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,704
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,748
−HK$2,077/mo
Today · 4.125%
HK$69,825
baseline
▲ 0.50% · 4.625%
HK$74,073
+HK$4,248/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,650/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,095
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,056
−HK$1,989/mo
Today · 4.125%
HK$77,045
baseline
▲ 0.50% · 4.625%
HK$81,106
+HK$4,061/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,090/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,845
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,298
−HK$2,492/mo
Today · 4.125%
HK$83,790
baseline
▲ 0.50% · 4.625%
HK$88,888
+HK$5,098/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,580/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,715
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,067
−HK$2,387/mo
Today · 4.125%
HK$92,454
baseline
▲ 0.50% · 4.625%
HK$97,327
+HK$4,873/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,908/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,986
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,847
−HK$2,908/mo
Today · 4.125%
HK$97,755
baseline
▲ 0.50% · 4.625%
HK$103,703
+HK$5,948/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,510/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,334
−HK$5,528/mo
▼ 0.25% · 3.875%
HK$105,078
−HK$2,784/mo
Today · 4.125%
HK$107,862
baseline
▲ 0.50% · 4.625%
HK$113,548
+HK$5,686/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,724/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,268
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,947
−HK$3,737/mo
Today · 4.125%
HK$125,684
baseline
▲ 0.50% · 4.625%
HK$133,332
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,368/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,572
−HK$7,108/mo
▼ 0.25% · 3.875%
HK$135,101
−HK$3,579/mo
Today · 4.125%
HK$138,680
baseline
▲ 0.50% · 4.625%
HK$145,990
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,360/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,616 · Scale 2, in force from 26 Feb 2026)