LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,706
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,750
−HK$2,076/mo
Today · 4.125%
HK$69,826
baseline
▲ 0.50% · 4.625%
HK$74,075
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,652/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,097
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,058
−HK$1,989/mo
Today · 4.125%
HK$77,047
baseline
▲ 0.50% · 4.625%
HK$81,108
+HK$4,061/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,094/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,847
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,300
−HK$2,492/mo
Today · 4.125%
HK$83,792
baseline
▲ 0.50% · 4.625%
HK$88,890
+HK$5,098/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,584/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,717
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,069
−HK$2,387/mo
Today · 4.125%
HK$92,456
baseline
▲ 0.50% · 4.625%
HK$97,329
+HK$4,873/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,912/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,988
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,850
−HK$2,907/mo
Today · 4.125%
HK$97,757
baseline
▲ 0.50% · 4.625%
HK$103,705
+HK$5,948/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,514/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,336
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,081
−HK$2,784/mo
Today · 4.125%
HK$107,865
baseline
▲ 0.50% · 4.625%
HK$113,551
+HK$5,686/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,730/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,271
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,950
−HK$3,737/mo
Today · 4.125%
HK$125,687
baseline
▲ 0.50% · 4.625%
HK$133,335
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,374/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,575
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,104
−HK$3,580/mo
Today · 4.125%
HK$138,684
baseline
▲ 0.50% · 4.625%
HK$145,994
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,368/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,646 · Scale 2, in force from 26 Feb 2026)