LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,708
−HK$4,120/mo
▼ 0.25% · 3.875%
HK$67,751
−HK$2,077/mo
Today · 4.125%
HK$69,828
baseline
▲ 0.50% · 4.625%
HK$74,077
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,656/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,099
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,059
−HK$1,989/mo
Today · 4.125%
HK$77,048
baseline
▲ 0.50% · 4.625%
HK$81,110
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,096/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,849
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,302
−HK$2,492/mo
Today · 4.125%
HK$83,794
baseline
▲ 0.50% · 4.625%
HK$88,892
+HK$5,098/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,588/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,719
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,071
−HK$2,387/mo
Today · 4.125%
HK$92,458
baseline
▲ 0.50% · 4.625%
HK$97,332
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,916/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,991
−HK$5,768/mo
▼ 0.25% · 3.875%
HK$94,852
−HK$2,907/mo
Today · 4.125%
HK$97,759
baseline
▲ 0.50% · 4.625%
HK$103,708
+HK$5,949/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,518/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,339
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,083
−HK$2,785/mo
Today · 4.125%
HK$107,868
baseline
▲ 0.50% · 4.625%
HK$113,554
+HK$5,686/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,736/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,274
−HK$7,416/mo
▼ 0.25% · 3.875%
HK$121,953
−HK$3,737/mo
Today · 4.125%
HK$125,690
baseline
▲ 0.50% · 4.625%
HK$133,338
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,380/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,578
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,107
−HK$3,580/mo
Today · 4.125%
HK$138,687
baseline
▲ 0.50% · 4.625%
HK$145,997
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,374/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,675 · Scale 2, in force from 26 Feb 2026)