LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,709
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,753
−HK$2,077/mo
Today · 4.125%
HK$69,830
baseline
▲ 0.50% · 4.625%
HK$74,079
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,660/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,101
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,062
−HK$1,988/mo
Today · 4.125%
HK$77,050
baseline
▲ 0.50% · 4.625%
HK$81,112
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,100/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,851
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,304
−HK$2,492/mo
Today · 4.125%
HK$83,796
baseline
▲ 0.50% · 4.625%
HK$88,895
+HK$5,099/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,592/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,721
−HK$4,739/mo
▼ 0.25% · 3.875%
HK$90,074
−HK$2,386/mo
Today · 4.125%
HK$92,460
baseline
▲ 0.50% · 4.625%
HK$97,334
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,920/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,993
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,855
−HK$2,907/mo
Today · 4.125%
HK$97,762
baseline
▲ 0.50% · 4.625%
HK$103,710
+HK$5,948/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$195,524/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,341
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,086
−HK$2,785/mo
Today · 4.125%
HK$107,871
baseline
▲ 0.50% · 4.625%
HK$113,557
+HK$5,686/mo
Deposit HK$8.64M · loan HK$20.17M · min. income ≈ HK$215,742/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,277
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,956
−HK$3,738/mo
Today · 4.125%
HK$125,694
baseline
▲ 0.50% · 4.625%
HK$133,342
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$251,388/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,582
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,111
−HK$3,580/mo
Today · 4.125%
HK$138,691
baseline
▲ 0.50% · 4.625%
HK$146,001
+HK$7,310/mo
Deposit HK$2.88M · loan HK$25.93M · min. income ≈ HK$277,382/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,708 · Scale 2, in force from 26 Feb 2026)