LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,711
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,755
−HK$2,077/mo
Today · 4.125%
HK$69,832
baseline
▲ 0.50% · 4.625%
HK$74,081
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,664/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,103
−HK$3,949/mo
▼ 0.25% · 3.875%
HK$75,063
−HK$1,989/mo
Today · 4.125%
HK$77,052
baseline
▲ 0.50% · 4.625%
HK$81,114
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,104/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,853
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,306
−HK$2,492/mo
Today · 4.125%
HK$83,798
baseline
▲ 0.50% · 4.625%
HK$88,897
+HK$5,099/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,596/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,723
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,076
−HK$2,387/mo
Today · 4.125%
HK$92,463
baseline
▲ 0.50% · 4.625%
HK$97,337
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,926/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,995
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,857
−HK$2,907/mo
Today · 4.125%
HK$97,764
baseline
▲ 0.50% · 4.625%
HK$103,713
+HK$5,949/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$195,528/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,344
−HK$5,529/mo
▼ 0.25% · 3.875%
HK$105,089
−HK$2,784/mo
Today · 4.125%
HK$107,873
baseline
▲ 0.50% · 4.625%
HK$113,559
+HK$5,686/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$215,746/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,280
−HK$7,417/mo
▼ 0.25% · 3.875%
HK$121,959
−HK$3,738/mo
Today · 4.125%
HK$125,697
baseline
▲ 0.50% · 4.625%
HK$133,345
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,394/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,585
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,114
−HK$3,580/mo
Today · 4.125%
HK$138,694
baseline
▲ 0.50% · 4.625%
HK$146,005
+HK$7,311/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,388/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,738 · Scale 2, in force from 26 Feb 2026)