LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,713
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,757
−HK$2,077/mo
Today · 4.125%
HK$69,834
baseline
▲ 0.50% · 4.625%
HK$74,083
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,668/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,105
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,066
−HK$1,989/mo
Today · 4.125%
HK$77,055
baseline
▲ 0.50% · 4.625%
HK$81,116
+HK$4,061/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,110/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,856
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,308
−HK$2,493/mo
Today · 4.125%
HK$83,801
baseline
▲ 0.50% · 4.625%
HK$88,900
+HK$5,099/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,602/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,726
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,079
−HK$2,387/mo
Today · 4.125%
HK$92,466
baseline
▲ 0.50% · 4.625%
HK$97,340
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,932/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$91,998
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,860
−HK$2,907/mo
Today · 4.125%
HK$97,767
baseline
▲ 0.50% · 4.625%
HK$103,716
+HK$5,949/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$195,534/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,347
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,092
−HK$2,785/mo
Today · 4.125%
HK$107,877
baseline
▲ 0.50% · 4.625%
HK$113,563
+HK$5,686/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$215,754/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,283
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,963
−HK$3,738/mo
Today · 4.125%
HK$125,701
baseline
▲ 0.50% · 4.625%
HK$133,349
+HK$7,648/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,402/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,589
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,118
−HK$3,580/mo
Today · 4.125%
HK$138,698
baseline
▲ 0.50% · 4.625%
HK$146,009
+HK$7,311/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,396/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,776 · Scale 2, in force from 26 Feb 2026)