LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,716
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,760
−HK$2,077/mo
Today · 4.125%
HK$69,837
baseline
▲ 0.50% · 4.625%
HK$74,086
+HK$4,249/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,674/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,108
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,069
−HK$1,989/mo
Today · 4.125%
HK$77,058
baseline
▲ 0.50% · 4.625%
HK$81,120
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,116/mo (50% DSR)
Upfront cash ≈ HK$15.63M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,859
−HK$4,945/mo
▼ 0.25% · 3.875%
HK$81,312
−HK$2,492/mo
Today · 4.125%
HK$83,804
baseline
▲ 0.50% · 4.625%
HK$88,903
+HK$5,099/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,608/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,730
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,083
−HK$2,387/mo
Today · 4.125%
HK$92,470
baseline
▲ 0.50% · 4.625%
HK$97,344
+HK$4,874/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,940/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,002
−HK$5,769/mo
▼ 0.25% · 3.875%
HK$94,864
−HK$2,907/mo
Today · 4.125%
HK$97,771
baseline
▲ 0.50% · 4.625%
HK$103,721
+HK$5,950/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$195,542/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,351
−HK$5,530/mo
▼ 0.25% · 3.875%
HK$105,096
−HK$2,785/mo
Today · 4.125%
HK$107,881
baseline
▲ 0.50% · 4.625%
HK$113,568
+HK$5,687/mo
Deposit HK$8.65M · loan HK$20.17M · min. income ≈ HK$215,762/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,288
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,968
−HK$3,738/mo
Today · 4.125%
HK$125,706
baseline
▲ 0.50% · 4.625%
HK$133,355
+HK$7,649/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,412/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,595
−HK$7,109/mo
▼ 0.25% · 3.875%
HK$135,124
−HK$3,580/mo
Today · 4.125%
HK$138,704
baseline
▲ 0.50% · 4.625%
HK$146,016
+HK$7,312/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,408/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,828 · Scale 2, in force from 26 Feb 2026)