LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,725
−HK$4,121/mo
▼ 0.25% · 3.875%
HK$67,769
−HK$2,077/mo
Today · 4.125%
HK$69,846
baseline
▲ 0.50% · 4.625%
HK$74,096
+HK$4,250/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,692/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,118
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,079
−HK$1,990/mo
Today · 4.125%
HK$77,069
baseline
▲ 0.50% · 4.625%
HK$81,131
+HK$4,062/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,138/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,870
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,323
−HK$2,493/mo
Today · 4.125%
HK$83,816
baseline
▲ 0.50% · 4.625%
HK$88,916
+HK$5,100/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$167,632/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,742
−HK$4,740/mo
▼ 0.25% · 3.875%
HK$90,095
−HK$2,387/mo
Today · 4.125%
HK$92,482
baseline
▲ 0.50% · 4.625%
HK$97,357
+HK$4,875/mo
Deposit HK$11.53M · loan HK$17.29M · min. income ≈ HK$184,964/mo (50% DSR)
Upfront cash ≈ HK$12.75M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,015
−HK$5,770/mo
▼ 0.25% · 3.875%
HK$94,877
−HK$2,908/mo
Today · 4.125%
HK$97,785
baseline
▲ 0.50% · 4.625%
HK$103,735
+HK$5,950/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,570/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,365
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,111
−HK$2,785/mo
Today · 4.125%
HK$107,896
baseline
▲ 0.50% · 4.625%
HK$113,583
+HK$5,687/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,792/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,305
−HK$7,418/mo
▼ 0.25% · 3.875%
HK$121,985
−HK$3,738/mo
Today · 4.125%
HK$125,723
baseline
▲ 0.50% · 4.625%
HK$133,373
+HK$7,650/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,446/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,613
−HK$7,110/mo
▼ 0.25% · 3.875%
HK$135,142
−HK$3,581/mo
Today · 4.125%
HK$138,723
baseline
▲ 0.50% · 4.625%
HK$146,036
+HK$7,313/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,446/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,224,996 · Scale 2, in force from 26 Feb 2026)