LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,732
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,777
−HK$2,077/mo
Today · 4.125%
HK$69,854
baseline
▲ 0.50% · 4.625%
HK$74,105
+HK$4,251/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,708/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,127
−HK$3,950/mo
▼ 0.25% · 3.875%
HK$75,088
−HK$1,989/mo
Today · 4.125%
HK$77,077
baseline
▲ 0.50% · 4.625%
HK$81,140
+HK$4,063/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,154/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,879
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,332
−HK$2,493/mo
Today · 4.125%
HK$83,825
baseline
▲ 0.50% · 4.625%
HK$88,926
+HK$5,101/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,650/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,752
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,105
−HK$2,388/mo
Today · 4.125%
HK$92,493
baseline
▲ 0.50% · 4.625%
HK$97,368
+HK$4,875/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$184,986/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,025
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,888
−HK$2,908/mo
Today · 4.125%
HK$97,796
baseline
▲ 0.50% · 4.625%
HK$103,747
+HK$5,951/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,592/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,377
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,123
−HK$2,785/mo
Today · 4.125%
HK$107,908
baseline
▲ 0.50% · 4.625%
HK$113,596
+HK$5,688/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,816/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,318
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$121,999
−HK$3,739/mo
Today · 4.125%
HK$125,738
baseline
▲ 0.50% · 4.625%
HK$133,389
+HK$7,651/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,476/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,628
−HK$7,111/mo
▼ 0.25% · 3.875%
HK$135,158
−HK$3,581/mo
Today · 4.125%
HK$138,739
baseline
▲ 0.50% · 4.625%
HK$146,052
+HK$7,313/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,478/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,136 · Scale 2, in force from 26 Feb 2026)