LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,734
−HK$4,122/mo
▼ 0.25% · 3.875%
HK$67,779
−HK$2,077/mo
Today · 4.125%
HK$69,856
baseline
▲ 0.50% · 4.625%
HK$74,107
+HK$4,251/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$139,712/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,128
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,090
−HK$1,989/mo
Today · 4.125%
HK$77,079
baseline
▲ 0.50% · 4.625%
HK$81,142
+HK$4,063/mo
Deposit HK$14.41M · loan HK$14.41M · min. income ≈ HK$154,158/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,881
−HK$4,946/mo
▼ 0.25% · 3.875%
HK$81,334
−HK$2,493/mo
Today · 4.125%
HK$83,827
baseline
▲ 0.50% · 4.625%
HK$88,928
+HK$5,101/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,654/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,754
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,107
−HK$2,388/mo
Today · 4.125%
HK$92,495
baseline
▲ 0.50% · 4.625%
HK$97,371
+HK$4,876/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$184,990/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,027
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,890
−HK$2,908/mo
Today · 4.125%
HK$97,798
baseline
▲ 0.50% · 4.625%
HK$103,749
+HK$5,951/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,596/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,380
−HK$5,531/mo
▼ 0.25% · 3.875%
HK$105,125
−HK$2,786/mo
Today · 4.125%
HK$107,911
baseline
▲ 0.50% · 4.625%
HK$113,599
+HK$5,688/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,822/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,321
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$122,001
−HK$3,740/mo
Today · 4.125%
HK$125,741
baseline
▲ 0.50% · 4.625%
HK$133,392
+HK$7,651/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$251,482/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,631
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,161
−HK$3,582/mo
Today · 4.125%
HK$138,743
baseline
▲ 0.50% · 4.625%
HK$146,056
+HK$7,313/mo
Deposit HK$2.88M · loan HK$25.94M · min. income ≈ HK$277,486/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,166 · Scale 2, in force from 26 Feb 2026)