LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,741
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,786
−HK$2,078/mo
Today · 4.125%
HK$69,864
baseline
▲ 0.50% · 4.625%
HK$74,115
+HK$4,251/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,728/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,136
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,098
−HK$1,990/mo
Today · 4.125%
HK$77,088
baseline
▲ 0.50% · 4.625%
HK$81,151
+HK$4,063/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,176/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,889
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,343
−HK$2,494/mo
Today · 4.125%
HK$83,837
baseline
▲ 0.50% · 4.625%
HK$88,938
+HK$5,101/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,674/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,764
−HK$4,741/mo
▼ 0.25% · 3.875%
HK$90,118
−HK$2,387/mo
Today · 4.125%
HK$92,505
baseline
▲ 0.50% · 4.625%
HK$97,381
+HK$4,876/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$185,010/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,038
−HK$5,771/mo
▼ 0.25% · 3.875%
HK$94,901
−HK$2,908/mo
Today · 4.125%
HK$97,809
baseline
▲ 0.50% · 4.625%
HK$103,761
+HK$5,952/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,618/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,391
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,137
−HK$2,786/mo
Today · 4.125%
HK$107,923
baseline
▲ 0.50% · 4.625%
HK$113,612
+HK$5,689/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,846/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,334
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,015
−HK$3,740/mo
Today · 4.125%
HK$125,755
baseline
▲ 0.50% · 4.625%
HK$133,407
+HK$7,652/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$251,510/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,646
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,176
−HK$3,582/mo
Today · 4.125%
HK$138,758
baseline
▲ 0.50% · 4.625%
HK$146,072
+HK$7,314/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$277,516/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,302 · Scale 2, in force from 26 Feb 2026)