LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,742
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,787
−HK$2,078/mo
Today · 4.125%
HK$69,865
baseline
▲ 0.50% · 4.625%
HK$74,116
+HK$4,251/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,730/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,138
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,099
−HK$1,990/mo
Today · 4.125%
HK$77,089
baseline
▲ 0.50% · 4.625%
HK$81,153
+HK$4,064/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,178/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,891
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,345
−HK$2,493/mo
Today · 4.125%
HK$83,838
baseline
▲ 0.50% · 4.625%
HK$88,939
+HK$5,101/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,676/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,765
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,119
−HK$2,388/mo
Today · 4.125%
HK$92,507
baseline
▲ 0.50% · 4.625%
HK$97,383
+HK$4,876/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$185,014/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,039
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,902
−HK$2,909/mo
Today · 4.125%
HK$97,811
baseline
▲ 0.50% · 4.625%
HK$103,763
+HK$5,952/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,622/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,393
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,139
−HK$2,786/mo
Today · 4.125%
HK$107,925
baseline
▲ 0.50% · 4.625%
HK$113,614
+HK$5,689/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,850/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,336
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,017
−HK$3,740/mo
Today · 4.125%
HK$125,757
baseline
▲ 0.50% · 4.625%
HK$133,409
+HK$7,652/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$251,514/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,648
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,179
−HK$3,581/mo
Today · 4.125%
HK$138,760
baseline
▲ 0.50% · 4.625%
HK$146,075
+HK$7,315/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$277,520/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,324 · Scale 2, in force from 26 Feb 2026)