LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,744
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,789
−HK$2,078/mo
Today · 4.125%
HK$69,867
baseline
▲ 0.50% · 4.625%
HK$74,118
+HK$4,251/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,734/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,140
−HK$3,951/mo
▼ 0.25% · 3.875%
HK$75,101
−HK$1,990/mo
Today · 4.125%
HK$77,091
baseline
▲ 0.50% · 4.625%
HK$81,155
+HK$4,064/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,182/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,893
−HK$4,947/mo
▼ 0.25% · 3.875%
HK$81,347
−HK$2,493/mo
Today · 4.125%
HK$83,840
baseline
▲ 0.50% · 4.625%
HK$88,942
+HK$5,102/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,680/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,768
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,122
−HK$2,388/mo
Today · 4.125%
HK$92,510
baseline
▲ 0.50% · 4.625%
HK$97,386
+HK$4,876/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$185,020/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,042
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,905
−HK$2,909/mo
Today · 4.125%
HK$97,814
baseline
▲ 0.50% · 4.625%
HK$103,766
+HK$5,952/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,628/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,396
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,142
−HK$2,786/mo
Today · 4.125%
HK$107,928
baseline
▲ 0.50% · 4.625%
HK$113,617
+HK$5,689/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,856/mo (50% DSR)
Upfront cash ≈ HK$9.87M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,340
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$122,021
−HK$3,740/mo
Today · 4.125%
HK$125,761
baseline
▲ 0.50% · 4.625%
HK$133,413
+HK$7,652/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$251,522/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,652
−HK$7,112/mo
▼ 0.25% · 3.875%
HK$135,183
−HK$3,581/mo
Today · 4.125%
HK$138,764
baseline
▲ 0.50% · 4.625%
HK$146,079
+HK$7,315/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$277,528/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,359 · Scale 2, in force from 26 Feb 2026)