LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,751
−HK$4,123/mo
▼ 0.25% · 3.875%
HK$67,796
−HK$2,078/mo
Today · 4.125%
HK$69,874
baseline
▲ 0.50% · 4.625%
HK$74,126
+HK$4,252/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,748/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,148
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,109
−HK$1,991/mo
Today · 4.125%
HK$77,100
baseline
▲ 0.50% · 4.625%
HK$81,164
+HK$4,064/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,200/mo (50% DSR)
Upfront cash ≈ HK$15.64M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,901
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,356
−HK$2,493/mo
Today · 4.125%
HK$83,849
baseline
▲ 0.50% · 4.625%
HK$88,951
+HK$5,102/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$167,698/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,777
−HK$4,742/mo
▼ 0.25% · 3.875%
HK$90,131
−HK$2,388/mo
Today · 4.125%
HK$92,519
baseline
▲ 0.50% · 4.625%
HK$97,396
+HK$4,877/mo
Deposit HK$11.53M · loan HK$17.30M · min. income ≈ HK$185,038/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,052
−HK$5,772/mo
▼ 0.25% · 3.875%
HK$94,915
−HK$2,909/mo
Today · 4.125%
HK$97,824
baseline
▲ 0.50% · 4.625%
HK$103,777
+HK$5,953/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$195,648/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,407
−HK$5,532/mo
▼ 0.25% · 3.875%
HK$105,153
−HK$2,786/mo
Today · 4.125%
HK$107,939
baseline
▲ 0.50% · 4.625%
HK$113,629
+HK$5,690/mo
Deposit HK$8.65M · loan HK$20.18M · min. income ≈ HK$215,878/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,352
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$122,034
−HK$3,740/mo
Today · 4.125%
HK$125,774
baseline
▲ 0.50% · 4.625%
HK$133,427
+HK$7,653/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$251,548/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,666
−HK$7,113/mo
▼ 0.25% · 3.875%
HK$135,197
−HK$3,582/mo
Today · 4.125%
HK$138,779
baseline
▲ 0.50% · 4.625%
HK$146,094
+HK$7,315/mo
Deposit HK$2.88M · loan HK$25.95M · min. income ≈ HK$277,558/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,489 · Scale 2, in force from 26 Feb 2026)