LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,760
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,806
−HK$2,078/mo
Today · 4.125%
HK$69,884
baseline
▲ 0.50% · 4.625%
HK$74,137
+HK$4,253/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,768/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,158
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,120
−HK$1,990/mo
Today · 4.125%
HK$77,110
baseline
▲ 0.50% · 4.625%
HK$81,175
+HK$4,065/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,220/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,913
−HK$4,948/mo
▼ 0.25% · 3.875%
HK$81,367
−HK$2,494/mo
Today · 4.125%
HK$83,861
baseline
▲ 0.50% · 4.625%
HK$88,964
+HK$5,103/mo
Deposit HK$11.54M · loan HK$17.30M · min. income ≈ HK$167,722/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,789
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,144
−HK$2,388/mo
Today · 4.125%
HK$92,532
baseline
▲ 0.50% · 4.625%
HK$97,410
+HK$4,878/mo
Deposit HK$11.54M · loan HK$17.30M · min. income ≈ HK$185,064/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,065
−HK$5,773/mo
▼ 0.25% · 3.875%
HK$94,928
−HK$2,910/mo
Today · 4.125%
HK$97,838
baseline
▲ 0.50% · 4.625%
HK$103,791
+HK$5,953/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$195,676/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,421
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,168
−HK$2,787/mo
Today · 4.125%
HK$107,955
baseline
▲ 0.50% · 4.625%
HK$113,645
+HK$5,690/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$215,910/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,369
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$122,051
−HK$3,741/mo
Today · 4.125%
HK$125,792
baseline
▲ 0.50% · 4.625%
HK$133,446
+HK$7,654/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$251,584/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,684
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,216
−HK$3,583/mo
Today · 4.125%
HK$138,799
baseline
▲ 0.50% · 4.625%
HK$146,115
+HK$7,316/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$277,598/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,661 · Scale 2, in force from 26 Feb 2026)