LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,767
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,813
−HK$2,079/mo
Today · 4.125%
HK$69,892
baseline
▲ 0.50% · 4.625%
HK$74,144
+HK$4,252/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,784/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,166
−HK$3,952/mo
▼ 0.25% · 3.875%
HK$75,128
−HK$1,990/mo
Today · 4.125%
HK$77,118
baseline
▲ 0.50% · 4.625%
HK$81,183
+HK$4,065/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,236/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,921
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,376
−HK$2,494/mo
Today · 4.125%
HK$83,870
baseline
▲ 0.50% · 4.625%
HK$88,973
+HK$5,103/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,740/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,799
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,153
−HK$2,389/mo
Today · 4.125%
HK$92,542
baseline
▲ 0.50% · 4.625%
HK$97,420
+HK$4,878/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,084/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,074
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,938
−HK$2,910/mo
Today · 4.125%
HK$97,848
baseline
▲ 0.50% · 4.625%
HK$103,802
+HK$5,954/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$195,696/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,432
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,179
−HK$2,787/mo
Today · 4.125%
HK$107,966
baseline
▲ 0.50% · 4.625%
HK$113,657
+HK$5,691/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$215,932/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,381
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,064
−HK$3,741/mo
Today · 4.125%
HK$125,805
baseline
▲ 0.50% · 4.625%
HK$133,460
+HK$7,655/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$251,610/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,698
−HK$7,115/mo
▼ 0.25% · 3.875%
HK$135,230
−HK$3,583/mo
Today · 4.125%
HK$138,813
baseline
▲ 0.50% · 4.625%
HK$146,130
+HK$7,317/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$277,626/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,789 · Scale 2, in force from 26 Feb 2026)