LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,772
−HK$4,124/mo
▼ 0.25% · 3.875%
HK$67,818
−HK$2,078/mo
Today · 4.125%
HK$69,896
baseline
▲ 0.50% · 4.625%
HK$74,149
+HK$4,253/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,792/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,170
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,133
−HK$1,991/mo
Today · 4.125%
HK$77,124
baseline
▲ 0.50% · 4.625%
HK$81,189
+HK$4,065/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,248/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,926
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,381
−HK$2,495/mo
Today · 4.125%
HK$83,876
baseline
▲ 0.50% · 4.625%
HK$88,979
+HK$5,103/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,752/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,805
−HK$4,743/mo
▼ 0.25% · 3.875%
HK$90,159
−HK$2,389/mo
Today · 4.125%
HK$92,548
baseline
▲ 0.50% · 4.625%
HK$97,427
+HK$4,879/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,096/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,081
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,945
−HK$2,910/mo
Today · 4.125%
HK$97,855
baseline
▲ 0.50% · 4.625%
HK$103,809
+HK$5,954/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$195,710/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,439
−HK$5,534/mo
▼ 0.25% · 3.875%
HK$105,186
−HK$2,787/mo
Today · 4.125%
HK$107,973
baseline
▲ 0.50% · 4.625%
HK$113,665
+HK$5,692/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$215,946/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,389
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,072
−HK$3,741/mo
Today · 4.125%
HK$125,813
baseline
▲ 0.50% · 4.625%
HK$133,469
+HK$7,656/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$251,626/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,707
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,239
−HK$3,584/mo
Today · 4.125%
HK$138,823
baseline
▲ 0.50% · 4.625%
HK$146,140
+HK$7,317/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$277,646/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,872 · Scale 2, in force from 26 Feb 2026)