LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,774
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,820
−HK$2,079/mo
Today · 4.125%
HK$69,899
baseline
▲ 0.50% · 4.625%
HK$74,152
+HK$4,253/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$139,798/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,173
−HK$3,953/mo
▼ 0.25% · 3.875%
HK$75,135
−HK$1,991/mo
Today · 4.125%
HK$77,126
baseline
▲ 0.50% · 4.625%
HK$81,192
+HK$4,066/mo
Deposit HK$14.42M · loan HK$14.42M · min. income ≈ HK$154,252/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,929
−HK$4,949/mo
▼ 0.25% · 3.875%
HK$81,384
−HK$2,494/mo
Today · 4.125%
HK$83,878
baseline
▲ 0.50% · 4.625%
HK$88,982
+HK$5,104/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,756/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,807
−HK$4,744/mo
▼ 0.25% · 3.875%
HK$90,162
−HK$2,389/mo
Today · 4.125%
HK$92,551
baseline
▲ 0.50% · 4.625%
HK$97,430
+HK$4,879/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,102/mo (50% DSR)
Upfront cash ≈ HK$12.76M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,084
−HK$5,774/mo
▼ 0.25% · 3.875%
HK$94,948
−HK$2,910/mo
Today · 4.125%
HK$97,858
baseline
▲ 0.50% · 4.625%
HK$103,812
+HK$5,954/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$195,716/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,442
−HK$5,535/mo
▼ 0.25% · 3.875%
HK$105,189
−HK$2,788/mo
Today · 4.125%
HK$107,977
baseline
▲ 0.50% · 4.625%
HK$113,668
+HK$5,691/mo
Deposit HK$8.65M · loan HK$20.19M · min. income ≈ HK$215,954/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,393
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$122,076
−HK$3,741/mo
Today · 4.125%
HK$125,817
baseline
▲ 0.50% · 4.625%
HK$133,473
+HK$7,656/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$251,634/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,711
−HK$7,116/mo
▼ 0.25% · 3.875%
HK$135,244
−HK$3,583/mo
Today · 4.125%
HK$138,827
baseline
▲ 0.50% · 4.625%
HK$146,145
+HK$7,318/mo
Deposit HK$2.88M · loan HK$25.96M · min. income ≈ HK$277,654/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,225,912 · Scale 2, in force from 26 Feb 2026)