LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,787
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,833
−HK$2,079/mo
Today · 4.125%
HK$69,912
baseline
▲ 0.50% · 4.625%
HK$74,166
+HK$4,254/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,824/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,187
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,150
−HK$1,991/mo
Today · 4.125%
HK$77,141
baseline
▲ 0.50% · 4.625%
HK$81,207
+HK$4,066/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,282/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,944
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,400
−HK$2,495/mo
Today · 4.125%
HK$83,895
baseline
▲ 0.50% · 4.625%
HK$88,999
+HK$5,104/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,790/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,824
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,180
−HK$2,389/mo
Today · 4.125%
HK$92,569
baseline
▲ 0.50% · 4.625%
HK$97,449
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,138/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,101
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,966
−HK$2,911/mo
Today · 4.125%
HK$97,877
baseline
▲ 0.50% · 4.625%
HK$103,833
+HK$5,956/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,754/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,462
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,210
−HK$2,788/mo
Today · 4.125%
HK$107,998
baseline
▲ 0.50% · 4.625%
HK$113,690
+HK$5,692/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$215,996/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,416
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,100
−HK$3,742/mo
Today · 4.125%
HK$125,842
baseline
▲ 0.50% · 4.625%
HK$133,499
+HK$7,657/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,684/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,737
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$135,270
−HK$3,584/mo
Today · 4.125%
HK$138,854
baseline
▲ 0.50% · 4.625%
HK$146,173
+HK$7,319/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,708/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,150 · Scale 2, in force from 26 Feb 2026)