LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,790
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,837
−HK$2,079/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$74,170
+HK$4,254/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,191
−HK$3,954/mo
▼ 0.25% · 3.875%
HK$75,154
−HK$1,991/mo
Today · 4.125%
HK$77,145
baseline
▲ 0.50% · 4.625%
HK$81,212
+HK$4,067/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,290/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,948
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,404
−HK$2,495/mo
Today · 4.125%
HK$83,899
baseline
▲ 0.50% · 4.625%
HK$89,004
+HK$5,105/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,798/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,829
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,185
−HK$2,389/mo
Today · 4.125%
HK$92,574
baseline
▲ 0.50% · 4.625%
HK$97,454
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,148/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,106
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,971
−HK$2,911/mo
Today · 4.125%
HK$97,882
baseline
▲ 0.50% · 4.625%
HK$103,838
+HK$5,956/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,764/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,467
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,216
−HK$2,787/mo
Today · 4.125%
HK$108,003
baseline
▲ 0.50% · 4.625%
HK$113,696
+HK$5,693/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,006/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,422
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,106
−HK$3,743/mo
Today · 4.125%
HK$125,849
baseline
▲ 0.50% · 4.625%
HK$133,506
+HK$7,657/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,698/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,744
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,277
−HK$3,585/mo
Today · 4.125%
HK$138,862
baseline
▲ 0.50% · 4.625%
HK$146,181
+HK$7,319/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,724/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,216 · Scale 2, in force from 26 Feb 2026)