LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,791
−HK$4,125/mo
▼ 0.25% · 3.875%
HK$67,837
−HK$2,079/mo
Today · 4.125%
HK$69,916
baseline
▲ 0.50% · 4.625%
HK$74,171
+HK$4,255/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,832/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,191
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,154
−HK$1,992/mo
Today · 4.125%
HK$77,146
baseline
▲ 0.50% · 4.625%
HK$81,212
+HK$4,066/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,292/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,949
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,495/mo
Today · 4.125%
HK$83,900
baseline
▲ 0.50% · 4.625%
HK$89,005
+HK$5,105/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,800/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,830
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,185
−HK$2,390/mo
Today · 4.125%
HK$92,575
baseline
▲ 0.50% · 4.625%
HK$97,455
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,150/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,107
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,972
−HK$2,911/mo
Today · 4.125%
HK$97,883
baseline
▲ 0.50% · 4.625%
HK$103,839
+HK$5,956/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,766/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,468
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,216
−HK$2,788/mo
Today · 4.125%
HK$108,004
baseline
▲ 0.50% · 4.625%
HK$113,697
+HK$5,693/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,008/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,423
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$122,107
−HK$3,742/mo
Today · 4.125%
HK$125,849
baseline
▲ 0.50% · 4.625%
HK$133,507
+HK$7,658/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,698/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,745
−HK$7,117/mo
▼ 0.25% · 3.875%
HK$135,278
−HK$3,584/mo
Today · 4.125%
HK$138,862
baseline
▲ 0.50% · 4.625%
HK$146,182
+HK$7,320/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,724/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,223 · Scale 2, in force from 26 Feb 2026)