LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,791
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,838
−HK$2,079/mo
Today · 4.125%
HK$69,917
baseline
▲ 0.50% · 4.625%
HK$74,171
+HK$4,254/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,834/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,192
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,155
−HK$1,992/mo
Today · 4.125%
HK$77,147
baseline
▲ 0.50% · 4.625%
HK$81,213
+HK$4,066/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,294/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,950
−HK$4,950/mo
▼ 0.25% · 3.875%
HK$81,405
−HK$2,495/mo
Today · 4.125%
HK$83,900
baseline
▲ 0.50% · 4.625%
HK$89,006
+HK$5,106/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,800/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,831
−HK$4,745/mo
▼ 0.25% · 3.875%
HK$90,186
−HK$2,390/mo
Today · 4.125%
HK$92,576
baseline
▲ 0.50% · 4.625%
HK$97,456
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,152/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,108
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,973
−HK$2,911/mo
Today · 4.125%
HK$97,884
baseline
▲ 0.50% · 4.625%
HK$103,840
+HK$5,956/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,768/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,469
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,217
−HK$2,788/mo
Today · 4.125%
HK$108,005
baseline
▲ 0.50% · 4.625%
HK$113,698
+HK$5,693/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,010/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,424
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,108
−HK$3,743/mo
Today · 4.125%
HK$125,851
baseline
▲ 0.50% · 4.625%
HK$133,508
+HK$7,657/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,702/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,746
−HK$7,118/mo
▼ 0.25% · 3.875%
HK$135,279
−HK$3,585/mo
Today · 4.125%
HK$138,864
baseline
▲ 0.50% · 4.625%
HK$146,184
+HK$7,320/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,728/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,236 · Scale 2, in force from 26 Feb 2026)