LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,798
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,844
−HK$2,080/mo
Today · 4.125%
HK$69,924
baseline
▲ 0.50% · 4.625%
HK$74,178
+HK$4,254/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,848/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,199
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,162
−HK$1,992/mo
Today · 4.125%
HK$77,154
baseline
▲ 0.50% · 4.625%
HK$81,221
+HK$4,067/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,308/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,957
−HK$4,951/mo
▼ 0.25% · 3.875%
HK$81,413
−HK$2,495/mo
Today · 4.125%
HK$83,908
baseline
▲ 0.50% · 4.625%
HK$89,014
+HK$5,106/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,816/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,839
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,195
−HK$2,390/mo
Today · 4.125%
HK$92,585
baseline
▲ 0.50% · 4.625%
HK$97,465
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,170/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,117
−HK$5,776/mo
▼ 0.25% · 3.875%
HK$94,982
−HK$2,911/mo
Today · 4.125%
HK$97,893
baseline
▲ 0.50% · 4.625%
HK$103,850
+HK$5,957/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,786/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,479
−HK$5,536/mo
▼ 0.25% · 3.875%
HK$105,227
−HK$2,788/mo
Today · 4.125%
HK$108,015
baseline
▲ 0.50% · 4.625%
HK$113,709
+HK$5,694/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,030/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,436
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,120
−HK$3,743/mo
Today · 4.125%
HK$125,863
baseline
▲ 0.50% · 4.625%
HK$133,521
+HK$7,658/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,726/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,758
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,292
−HK$3,585/mo
Today · 4.125%
HK$138,877
baseline
▲ 0.50% · 4.625%
HK$146,197
+HK$7,320/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,754/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,352 · Scale 2, in force from 26 Feb 2026)