LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,799
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,846
−HK$2,079/mo
Today · 4.125%
HK$69,925
baseline
▲ 0.50% · 4.625%
HK$74,180
+HK$4,255/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,850/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,201
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,164
−HK$1,992/mo
Today · 4.125%
HK$77,156
baseline
▲ 0.50% · 4.625%
HK$81,223
+HK$4,067/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,312/mo (50% DSR)
Upfront cash ≈ HK$15.65M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,959
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,415
−HK$2,496/mo
Today · 4.125%
HK$83,911
baseline
▲ 0.50% · 4.625%
HK$89,016
+HK$5,105/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,822/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,841
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,197
−HK$2,390/mo
Today · 4.125%
HK$92,587
baseline
▲ 0.50% · 4.625%
HK$97,467
+HK$4,880/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,174/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,119
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,984
−HK$2,912/mo
Today · 4.125%
HK$97,896
baseline
▲ 0.50% · 4.625%
HK$103,852
+HK$5,956/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,792/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,481
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,230
−HK$2,788/mo
Today · 4.125%
HK$108,018
baseline
▲ 0.50% · 4.625%
HK$113,712
+HK$5,694/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,036/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,439
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$122,123
−HK$3,743/mo
Today · 4.125%
HK$125,866
baseline
▲ 0.50% · 4.625%
HK$133,524
+HK$7,658/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,732/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,762
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,296
−HK$3,585/mo
Today · 4.125%
HK$138,881
baseline
▲ 0.50% · 4.625%
HK$146,201
+HK$7,320/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,762/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,384 · Scale 2, in force from 26 Feb 2026)