LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,803
−HK$4,126/mo
▼ 0.25% · 3.875%
HK$67,850
−HK$2,079/mo
Today · 4.125%
HK$69,929
baseline
▲ 0.50% · 4.625%
HK$74,184
+HK$4,255/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,858/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,205
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,168
−HK$1,992/mo
Today · 4.125%
HK$77,160
baseline
▲ 0.50% · 4.625%
HK$81,227
+HK$4,067/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,320/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,963
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,420
−HK$2,495/mo
Today · 4.125%
HK$83,915
baseline
▲ 0.50% · 4.625%
HK$89,021
+HK$5,106/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$167,830/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,846
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,202
−HK$2,390/mo
Today · 4.125%
HK$92,592
baseline
▲ 0.50% · 4.625%
HK$97,473
+HK$4,881/mo
Deposit HK$11.54M · loan HK$17.31M · min. income ≈ HK$185,184/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,124
−HK$5,777/mo
▼ 0.25% · 3.875%
HK$94,990
−HK$2,911/mo
Today · 4.125%
HK$97,901
baseline
▲ 0.50% · 4.625%
HK$103,858
+HK$5,957/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,802/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,487
−HK$5,537/mo
▼ 0.25% · 3.875%
HK$105,236
−HK$2,788/mo
Today · 4.125%
HK$108,024
baseline
▲ 0.50% · 4.625%
HK$113,718
+HK$5,694/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,048/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,445
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,129
−HK$3,744/mo
Today · 4.125%
HK$125,873
baseline
▲ 0.50% · 4.625%
HK$133,532
+HK$7,659/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,746/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,769
−HK$7,119/mo
▼ 0.25% · 3.875%
HK$135,303
−HK$3,585/mo
Today · 4.125%
HK$138,888
baseline
▲ 0.50% · 4.625%
HK$146,209
+HK$7,321/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,776/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,451 · Scale 2, in force from 26 Feb 2026)