LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,809
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,856
−HK$2,080/mo
Today · 4.125%
HK$69,936
baseline
▲ 0.50% · 4.625%
HK$74,191
+HK$4,255/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,872/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,212
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,175
−HK$1,992/mo
Today · 4.125%
HK$77,167
baseline
▲ 0.50% · 4.625%
HK$81,235
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,334/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,971
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,427
−HK$2,496/mo
Today · 4.125%
HK$83,923
baseline
▲ 0.50% · 4.625%
HK$89,029
+HK$5,106/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$167,846/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,854
−HK$4,746/mo
▼ 0.25% · 3.875%
HK$90,210
−HK$2,390/mo
Today · 4.125%
HK$92,600
baseline
▲ 0.50% · 4.625%
HK$97,482
+HK$4,882/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$185,200/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,132
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$94,998
−HK$2,912/mo
Today · 4.125%
HK$97,910
baseline
▲ 0.50% · 4.625%
HK$103,867
+HK$5,957/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,820/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,496
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,245
−HK$2,789/mo
Today · 4.125%
HK$108,034
baseline
▲ 0.50% · 4.625%
HK$113,729
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,068/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,456
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,141
−HK$3,743/mo
Today · 4.125%
HK$125,884
baseline
▲ 0.50% · 4.625%
HK$133,544
+HK$7,660/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,768/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,781
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,315
−HK$3,586/mo
Today · 4.125%
HK$138,901
baseline
▲ 0.50% · 4.625%
HK$146,222
+HK$7,321/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,802/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,562 · Scale 2, in force from 26 Feb 2026)