LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,811
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,858
−HK$2,080/mo
Today · 4.125%
HK$69,938
baseline
▲ 0.50% · 4.625%
HK$74,193
+HK$4,255/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,876/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,214
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,177
−HK$1,992/mo
Today · 4.125%
HK$77,169
baseline
▲ 0.50% · 4.625%
HK$81,237
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,338/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,973
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,429
−HK$2,496/mo
Today · 4.125%
HK$83,925
baseline
▲ 0.50% · 4.625%
HK$89,032
+HK$5,107/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$167,850/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,856
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,213
−HK$2,390/mo
Today · 4.125%
HK$92,603
baseline
▲ 0.50% · 4.625%
HK$97,484
+HK$4,881/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$185,206/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,135
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,001
−HK$2,912/mo
Today · 4.125%
HK$97,913
baseline
▲ 0.50% · 4.625%
HK$103,870
+HK$5,957/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,826/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,499
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,248
−HK$2,789/mo
Today · 4.125%
HK$108,037
baseline
▲ 0.50% · 4.625%
HK$113,732
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,074/mo (50% DSR)
Upfront cash ≈ HK$9.88M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,459
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,144
−HK$3,744/mo
Today · 4.125%
HK$125,888
baseline
▲ 0.50% · 4.625%
HK$133,548
+HK$7,660/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$251,776/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,785
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,319
−HK$3,586/mo
Today · 4.125%
HK$138,905
baseline
▲ 0.50% · 4.625%
HK$146,227
+HK$7,322/mo
Deposit HK$2.89M · loan HK$25.97M · min. income ≈ HK$277,810/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,597 · Scale 2, in force from 26 Feb 2026)