LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,813
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,861
−HK$2,079/mo
Today · 4.125%
HK$69,940
baseline
▲ 0.50% · 4.625%
HK$74,196
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,880/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,217
−HK$3,955/mo
▼ 0.25% · 3.875%
HK$75,180
−HK$1,992/mo
Today · 4.125%
HK$77,172
baseline
▲ 0.50% · 4.625%
HK$81,240
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,344/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,976
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,433
−HK$2,496/mo
Today · 4.125%
HK$83,929
baseline
▲ 0.50% · 4.625%
HK$89,035
+HK$5,106/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$167,858/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,860
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,216
−HK$2,391/mo
Today · 4.125%
HK$92,607
baseline
▲ 0.50% · 4.625%
HK$97,488
+HK$4,881/mo
Deposit HK$11.54M · loan HK$17.32M · min. income ≈ HK$185,214/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,139
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,005
−HK$2,912/mo
Today · 4.125%
HK$97,917
baseline
▲ 0.50% · 4.625%
HK$103,875
+HK$5,958/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,834/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,503
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,253
−HK$2,788/mo
Today · 4.125%
HK$108,041
baseline
▲ 0.50% · 4.625%
HK$113,736
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,082/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,464
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,149
−HK$3,744/mo
Today · 4.125%
HK$125,893
baseline
▲ 0.50% · 4.625%
HK$133,553
+HK$7,660/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,786/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,790
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,325
−HK$3,585/mo
Today · 4.125%
HK$138,910
baseline
▲ 0.50% · 4.625%
HK$146,233
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,820/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,648 · Scale 2, in force from 26 Feb 2026)