LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,815
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,862
−HK$2,080/mo
Today · 4.125%
HK$69,942
baseline
▲ 0.50% · 4.625%
HK$74,198
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,884/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,218
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,182
−HK$1,992/mo
Today · 4.125%
HK$77,174
baseline
▲ 0.50% · 4.625%
HK$81,242
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,348/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,978
−HK$4,952/mo
▼ 0.25% · 3.875%
HK$81,434
−HK$2,496/mo
Today · 4.125%
HK$83,930
baseline
▲ 0.50% · 4.625%
HK$89,037
+HK$5,107/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,860/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,862
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,218
−HK$2,391/mo
Today · 4.125%
HK$92,609
baseline
▲ 0.50% · 4.625%
HK$97,490
+HK$4,881/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,218/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,141
−HK$5,778/mo
▼ 0.25% · 3.875%
HK$95,007
−HK$2,912/mo
Today · 4.125%
HK$97,919
baseline
▲ 0.50% · 4.625%
HK$103,877
+HK$5,958/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,838/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,506
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,255
−HK$2,789/mo
Today · 4.125%
HK$108,044
baseline
▲ 0.50% · 4.625%
HK$113,739
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,088/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,467
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$122,151
−HK$3,744/mo
Today · 4.125%
HK$125,895
baseline
▲ 0.50% · 4.625%
HK$133,556
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,790/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,793
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,327
−HK$3,586/mo
Today · 4.125%
HK$138,913
baseline
▲ 0.50% · 4.625%
HK$146,235
+HK$7,322/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,826/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,672 · Scale 2, in force from 26 Feb 2026)