LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,817
−HK$4,127/mo
▼ 0.25% · 3.875%
HK$67,864
−HK$2,080/mo
Today · 4.125%
HK$69,944
baseline
▲ 0.50% · 4.625%
HK$74,200
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,888/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,220
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,184
−HK$1,992/mo
Today · 4.125%
HK$77,176
baseline
▲ 0.50% · 4.625%
HK$81,244
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,352/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,980
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,437
−HK$2,496/mo
Today · 4.125%
HK$83,933
baseline
▲ 0.50% · 4.625%
HK$89,040
+HK$5,107/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,866/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,865
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,221
−HK$2,391/mo
Today · 4.125%
HK$92,612
baseline
▲ 0.50% · 4.625%
HK$97,493
+HK$4,881/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,224/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,143
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,010
−HK$2,912/mo
Today · 4.125%
HK$97,922
baseline
▲ 0.50% · 4.625%
HK$103,880
+HK$5,958/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$195,844/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,509
−HK$5,538/mo
▼ 0.25% · 3.875%
HK$105,258
−HK$2,789/mo
Today · 4.125%
HK$108,047
baseline
▲ 0.50% · 4.625%
HK$113,742
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.20M · min. income ≈ HK$216,094/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,470
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,155
−HK$3,744/mo
Today · 4.125%
HK$125,899
baseline
▲ 0.50% · 4.625%
HK$133,560
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,798/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,797
−HK$7,120/mo
▼ 0.25% · 3.875%
HK$135,332
−HK$3,585/mo
Today · 4.125%
HK$138,917
baseline
▲ 0.50% · 4.625%
HK$146,240
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,834/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,710 · Scale 2, in force from 26 Feb 2026)