LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,820
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,868
−HK$2,080/mo
Today · 4.125%
HK$69,948
baseline
▲ 0.50% · 4.625%
HK$74,204
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,896/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,224
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,188
−HK$1,992/mo
Today · 4.125%
HK$77,180
baseline
▲ 0.50% · 4.625%
HK$81,249
+HK$4,069/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,360/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,984
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,441
−HK$2,496/mo
Today · 4.125%
HK$83,937
baseline
▲ 0.50% · 4.625%
HK$89,045
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,874/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,869
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,226
−HK$2,391/mo
Today · 4.125%
HK$92,617
baseline
▲ 0.50% · 4.625%
HK$97,499
+HK$4,882/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,234/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,148
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,015
−HK$2,912/mo
Today · 4.125%
HK$97,927
baseline
▲ 0.50% · 4.625%
HK$103,886
+HK$5,959/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,854/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,514
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,264
−HK$2,789/mo
Today · 4.125%
HK$108,053
baseline
▲ 0.50% · 4.625%
HK$113,748
+HK$5,695/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,106/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,477
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$122,162
−HK$3,744/mo
Today · 4.125%
HK$125,906
baseline
▲ 0.50% · 4.625%
HK$133,567
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,812/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,804
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,339
−HK$3,586/mo
Today · 4.125%
HK$138,925
baseline
▲ 0.50% · 4.625%
HK$146,248
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,850/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,776 · Scale 2, in force from 26 Feb 2026)