LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,822
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,870
−HK$2,080/mo
Today · 4.125%
HK$69,950
baseline
▲ 0.50% · 4.625%
HK$74,206
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,900/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,227
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,191
−HK$1,992/mo
Today · 4.125%
HK$77,183
baseline
▲ 0.50% · 4.625%
HK$81,251
+HK$4,068/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,366/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,987
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,444
−HK$2,496/mo
Today · 4.125%
HK$83,940
baseline
▲ 0.50% · 4.625%
HK$89,048
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,880/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,872
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,229
−HK$2,391/mo
Today · 4.125%
HK$92,620
baseline
▲ 0.50% · 4.625%
HK$97,502
+HK$4,882/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,240/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,151
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,018
−HK$2,912/mo
Today · 4.125%
HK$97,930
baseline
▲ 0.50% · 4.625%
HK$103,889
+HK$5,959/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,860/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,517
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,267
−HK$2,789/mo
Today · 4.125%
HK$108,056
baseline
▲ 0.50% · 4.625%
HK$113,752
+HK$5,696/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,112/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,480
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,166
−HK$3,744/mo
Today · 4.125%
HK$125,910
baseline
▲ 0.50% · 4.625%
HK$133,571
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,820/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,808
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,343
−HK$3,586/mo
Today · 4.125%
HK$138,929
baseline
▲ 0.50% · 4.625%
HK$146,252
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,858/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,815 · Scale 2, in force from 26 Feb 2026)