LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,824
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,872
−HK$2,080/mo
Today · 4.125%
HK$69,952
baseline
▲ 0.50% · 4.625%
HK$74,208
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,904/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,229
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,193
−HK$1,992/mo
Today · 4.125%
HK$77,185
baseline
▲ 0.50% · 4.625%
HK$81,254
+HK$4,069/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,370/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,989
−HK$4,953/mo
▼ 0.25% · 3.875%
HK$81,446
−HK$2,496/mo
Today · 4.125%
HK$83,942
baseline
▲ 0.50% · 4.625%
HK$89,050
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,884/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,875
−HK$4,747/mo
▼ 0.25% · 3.875%
HK$90,231
−HK$2,391/mo
Today · 4.125%
HK$92,622
baseline
▲ 0.50% · 4.625%
HK$97,504
+HK$4,882/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,244/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,154
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,020
−HK$2,913/mo
Today · 4.125%
HK$97,933
baseline
▲ 0.50% · 4.625%
HK$103,892
+HK$5,959/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,866/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,520
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,270
−HK$2,789/mo
Today · 4.125%
HK$108,059
baseline
▲ 0.50% · 4.625%
HK$113,755
+HK$5,696/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,118/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,484
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,169
−HK$3,745/mo
Today · 4.125%
HK$125,914
baseline
▲ 0.50% · 4.625%
HK$133,575
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,828/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,812
−HK$7,121/mo
▼ 0.25% · 3.875%
HK$135,347
−HK$3,586/mo
Today · 4.125%
HK$138,933
baseline
▲ 0.50% · 4.625%
HK$146,257
+HK$7,324/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,866/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,849 · Scale 2, in force from 26 Feb 2026)