LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,825
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,873
−HK$2,080/mo
Today · 4.125%
HK$69,953
baseline
▲ 0.50% · 4.625%
HK$74,210
+HK$4,257/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,906/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,230
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,194
−HK$1,992/mo
Today · 4.125%
HK$77,186
baseline
▲ 0.50% · 4.625%
HK$81,255
+HK$4,069/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,372/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,990
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,448
−HK$2,496/mo
Today · 4.125%
HK$83,944
baseline
▲ 0.50% · 4.625%
HK$89,052
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,888/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,876
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,233
−HK$2,391/mo
Today · 4.125%
HK$92,624
baseline
▲ 0.50% · 4.625%
HK$97,506
+HK$4,882/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,248/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,156
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,022
−HK$2,913/mo
Today · 4.125%
HK$97,935
baseline
▲ 0.50% · 4.625%
HK$103,894
+HK$5,959/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,870/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,522
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,272
−HK$2,789/mo
Today · 4.125%
HK$108,061
baseline
▲ 0.50% · 4.625%
HK$113,757
+HK$5,696/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,122/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,486
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,171
−HK$3,745/mo
Today · 4.125%
HK$125,916
baseline
▲ 0.50% · 4.625%
HK$133,577
+HK$7,661/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,832/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,814
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,349
−HK$3,587/mo
Today · 4.125%
HK$138,936
baseline
▲ 0.50% · 4.625%
HK$146,259
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,872/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,871 · Scale 2, in force from 26 Feb 2026)