LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,829
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,876
−HK$2,081/mo
Today · 4.125%
HK$69,957
baseline
▲ 0.50% · 4.625%
HK$74,213
+HK$4,256/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,914/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,234
−HK$3,956/mo
▼ 0.25% · 3.875%
HK$75,198
−HK$1,992/mo
Today · 4.125%
HK$77,190
baseline
▲ 0.50% · 4.625%
HK$81,259
+HK$4,069/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,380/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,994
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,452
−HK$2,496/mo
Today · 4.125%
HK$83,948
baseline
▲ 0.50% · 4.625%
HK$89,056
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,896/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,880
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,237
−HK$2,391/mo
Today · 4.125%
HK$92,628
baseline
▲ 0.50% · 4.625%
HK$97,511
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,256/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,160
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,027
−HK$2,912/mo
Today · 4.125%
HK$97,939
baseline
▲ 0.50% · 4.625%
HK$103,899
+HK$5,960/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,878/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,527
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,277
−HK$2,789/mo
Today · 4.125%
HK$108,066
baseline
▲ 0.50% · 4.625%
HK$113,763
+HK$5,697/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,132/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,492
−HK$7,430/mo
▼ 0.25% · 3.875%
HK$122,177
−HK$3,745/mo
Today · 4.125%
HK$125,922
baseline
▲ 0.50% · 4.625%
HK$133,584
+HK$7,662/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,844/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,821
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,356
−HK$3,587/mo
Today · 4.125%
HK$138,943
baseline
▲ 0.50% · 4.625%
HK$146,266
+HK$7,323/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,886/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,932 · Scale 2, in force from 26 Feb 2026)