LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,830
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,878
−HK$2,080/mo
Today · 4.125%
HK$69,958
baseline
▲ 0.50% · 4.625%
HK$74,215
+HK$4,257/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$139,916/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,235
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,200
−HK$1,992/mo
Today · 4.125%
HK$77,192
baseline
▲ 0.50% · 4.625%
HK$81,261
+HK$4,069/mo
Deposit HK$14.43M · loan HK$14.43M · min. income ≈ HK$154,384/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$78,996
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,453
−HK$2,497/mo
Today · 4.125%
HK$83,950
baseline
▲ 0.50% · 4.625%
HK$89,058
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,900/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,882
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,239
−HK$2,391/mo
Today · 4.125%
HK$92,630
baseline
▲ 0.50% · 4.625%
HK$97,513
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,260/mo (50% DSR)
Upfront cash ≈ HK$12.77M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,162
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,029
−HK$2,913/mo
Today · 4.125%
HK$97,942
baseline
▲ 0.50% · 4.625%
HK$103,901
+HK$5,959/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,884/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,530
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,279
−HK$2,790/mo
Today · 4.125%
HK$108,069
baseline
▲ 0.50% · 4.625%
HK$113,765
+HK$5,696/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,138/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,494
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,180
−HK$3,745/mo
Today · 4.125%
HK$125,925
baseline
▲ 0.50% · 4.625%
HK$133,587
+HK$7,662/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,850/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,824
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,359
−HK$3,587/mo
Today · 4.125%
HK$138,946
baseline
▲ 0.50% · 4.625%
HK$146,270
+HK$7,324/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,892/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,226,959 · Scale 2, in force from 26 Feb 2026)