LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,833
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,881
−HK$2,080/mo
Today · 4.125%
HK$69,961
baseline
▲ 0.50% · 4.625%
HK$74,218
+HK$4,257/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,922/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,239
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,203
−HK$1,993/mo
Today · 4.125%
HK$77,196
baseline
▲ 0.50% · 4.625%
HK$81,265
+HK$4,069/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,392/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,000
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,457
−HK$2,497/mo
Today · 4.125%
HK$83,954
baseline
▲ 0.50% · 4.625%
HK$89,062
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,908/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,886
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,243
−HK$2,392/mo
Today · 4.125%
HK$92,635
baseline
▲ 0.50% · 4.625%
HK$97,518
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,270/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,166
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,033
−HK$2,913/mo
Today · 4.125%
HK$97,946
baseline
▲ 0.50% · 4.625%
HK$103,906
+HK$5,960/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,892/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,534
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,284
−HK$2,790/mo
Today · 4.125%
HK$108,074
baseline
▲ 0.50% · 4.625%
HK$113,770
+HK$5,696/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,148/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,500
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,186
−HK$3,745/mo
Today · 4.125%
HK$125,931
baseline
▲ 0.50% · 4.625%
HK$133,593
+HK$7,662/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,862/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,830
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,365
−HK$3,587/mo
Today · 4.125%
HK$138,952
baseline
▲ 0.50% · 4.625%
HK$146,276
+HK$7,324/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,904/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,015 · Scale 2, in force from 26 Feb 2026)