LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,835
−HK$4,128/mo
▼ 0.25% · 3.875%
HK$67,883
−HK$2,080/mo
Today · 4.125%
HK$69,963
baseline
▲ 0.50% · 4.625%
HK$74,220
+HK$4,257/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,926/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,240
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,205
−HK$1,992/mo
Today · 4.125%
HK$77,197
baseline
▲ 0.50% · 4.625%
HK$81,267
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,394/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,002
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,459
−HK$2,497/mo
Today · 4.125%
HK$83,956
baseline
▲ 0.50% · 4.625%
HK$89,064
+HK$5,108/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,912/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,889
−HK$4,748/mo
▼ 0.25% · 3.875%
HK$90,246
−HK$2,391/mo
Today · 4.125%
HK$92,637
baseline
▲ 0.50% · 4.625%
HK$97,520
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,274/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,169
−HK$5,779/mo
▼ 0.25% · 3.875%
HK$95,036
−HK$2,912/mo
Today · 4.125%
HK$97,948
baseline
▲ 0.50% · 4.625%
HK$103,908
+HK$5,960/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,896/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,537
−HK$5,539/mo
▼ 0.25% · 3.875%
HK$105,287
−HK$2,789/mo
Today · 4.125%
HK$108,076
baseline
▲ 0.50% · 4.625%
HK$113,773
+HK$5,697/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,152/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,502
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,189
−HK$3,745/mo
Today · 4.125%
HK$125,934
baseline
▲ 0.50% · 4.625%
HK$133,596
+HK$7,662/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$251,868/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,833
−HK$7,122/mo
▼ 0.25% · 3.875%
HK$135,368
−HK$3,587/mo
Today · 4.125%
HK$138,955
baseline
▲ 0.50% · 4.625%
HK$146,280
+HK$7,325/mo
Deposit HK$2.89M · loan HK$25.98M · min. income ≈ HK$277,910/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,044 · Scale 2, in force from 26 Feb 2026)