LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,841
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,889
−HK$2,081/mo
Today · 4.125%
HK$69,970
baseline
▲ 0.50% · 4.625%
HK$74,227
+HK$4,257/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,940/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,247
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,212
−HK$1,993/mo
Today · 4.125%
HK$77,205
baseline
▲ 0.50% · 4.625%
HK$81,274
+HK$4,069/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,410/mo (50% DSR)
Upfront cash ≈ HK$15.66M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,009
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,467
−HK$2,497/mo
Today · 4.125%
HK$83,964
baseline
▲ 0.50% · 4.625%
HK$89,073
+HK$5,109/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$167,928/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,897
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,254
−HK$2,392/mo
Today · 4.125%
HK$92,646
baseline
▲ 0.50% · 4.625%
HK$97,529
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.32M · min. income ≈ HK$185,292/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,177
−HK$5,780/mo
▼ 0.25% · 3.875%
HK$95,044
−HK$2,913/mo
Today · 4.125%
HK$97,957
baseline
▲ 0.50% · 4.625%
HK$103,918
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,914/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,546
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,296
−HK$2,790/mo
Today · 4.125%
HK$108,086
baseline
▲ 0.50% · 4.625%
HK$113,784
+HK$5,698/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,172/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,514
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$122,200
−HK$3,745/mo
Today · 4.125%
HK$125,945
baseline
▲ 0.50% · 4.625%
HK$133,609
+HK$7,664/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,890/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,845
−HK$7,123/mo
▼ 0.25% · 3.875%
HK$135,381
−HK$3,587/mo
Today · 4.125%
HK$138,968
baseline
▲ 0.50% · 4.625%
HK$146,293
+HK$7,325/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,936/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,159 · Scale 2, in force from 26 Feb 2026)