LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,844
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,892
−HK$2,081/mo
Today · 4.125%
HK$69,973
baseline
▲ 0.50% · 4.625%
HK$74,231
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,946/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,251
−HK$3,957/mo
▼ 0.25% · 3.875%
HK$75,215
−HK$1,993/mo
Today · 4.125%
HK$77,208
baseline
▲ 0.50% · 4.625%
HK$81,278
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,416/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,013
−HK$4,954/mo
▼ 0.25% · 3.875%
HK$81,470
−HK$2,497/mo
Today · 4.125%
HK$83,967
baseline
▲ 0.50% · 4.625%
HK$89,077
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,934/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,901
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,258
−HK$2,392/mo
Today · 4.125%
HK$92,650
baseline
▲ 0.50% · 4.625%
HK$97,533
+HK$4,883/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,300/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,181
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,049
−HK$2,913/mo
Today · 4.125%
HK$97,962
baseline
▲ 0.50% · 4.625%
HK$103,923
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,924/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,551
−HK$5,540/mo
▼ 0.25% · 3.875%
HK$105,301
−HK$2,790/mo
Today · 4.125%
HK$108,091
baseline
▲ 0.50% · 4.625%
HK$113,789
+HK$5,698/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,182/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,519
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,206
−HK$3,745/mo
Today · 4.125%
HK$125,951
baseline
▲ 0.50% · 4.625%
HK$133,615
+HK$7,664/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,902/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,851
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,387
−HK$3,588/mo
Today · 4.125%
HK$138,975
baseline
▲ 0.50% · 4.625%
HK$146,300
+HK$7,325/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,950/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,215 · Scale 2, in force from 26 Feb 2026)