LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,847
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,895
−HK$2,081/mo
Today · 4.125%
HK$69,976
baseline
▲ 0.50% · 4.625%
HK$74,234
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,952/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,254
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,219
−HK$1,993/mo
Today · 4.125%
HK$77,212
baseline
▲ 0.50% · 4.625%
HK$81,282
+HK$4,070/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,424/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,016
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,474
−HK$2,497/mo
Today · 4.125%
HK$83,971
baseline
▲ 0.50% · 4.625%
HK$89,081
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,942/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,905
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,262
−HK$2,392/mo
Today · 4.125%
HK$92,654
baseline
▲ 0.50% · 4.625%
HK$97,538
+HK$4,884/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,308/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,186
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,053
−HK$2,914/mo
Today · 4.125%
HK$97,967
baseline
▲ 0.50% · 4.625%
HK$103,928
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,934/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,556
−HK$5,541/mo
▼ 0.25% · 3.875%
HK$105,306
−HK$2,791/mo
Today · 4.125%
HK$108,097
baseline
▲ 0.50% · 4.625%
HK$113,794
+HK$5,697/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,194/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,525
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$122,211
−HK$3,746/mo
Today · 4.125%
HK$125,957
baseline
▲ 0.50% · 4.625%
HK$133,621
+HK$7,664/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,914/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,857
−HK$7,124/mo
▼ 0.25% · 3.875%
HK$135,394
−HK$3,587/mo
Today · 4.125%
HK$138,981
baseline
▲ 0.50% · 4.625%
HK$146,307
+HK$7,326/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,962/mo (50% DSR)
Upfront cash ≈ HK$4.11M (deposit + AVD stamp duty HK$1,227,273 · Scale 2, in force from 26 Feb 2026)