LTV · monthly repayment
▼ 0.50% · 3.625%
HK$65,850
−HK$4,129/mo
▼ 0.25% · 3.875%
HK$67,898
−HK$2,081/mo
Today · 4.125%
HK$69,979
baseline
▲ 0.50% · 4.625%
HK$74,237
+HK$4,258/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$139,958/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$73,257
−HK$3,958/mo
▼ 0.25% · 3.875%
HK$75,222
−HK$1,993/mo
Today · 4.125%
HK$77,215
baseline
▲ 0.50% · 4.625%
HK$81,286
+HK$4,071/mo
Deposit HK$14.44M · loan HK$14.44M · min. income ≈ HK$154,430/mo (50% DSR)
Upfront cash ≈ HK$15.67M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$79,020
−HK$4,955/mo
▼ 0.25% · 3.875%
HK$81,478
−HK$2,497/mo
Today · 4.125%
HK$83,975
baseline
▲ 0.50% · 4.625%
HK$89,085
+HK$5,110/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$167,950/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$87,909
−HK$4,749/mo
▼ 0.25% · 3.875%
HK$90,267
−HK$2,391/mo
Today · 4.125%
HK$92,658
baseline
▲ 0.50% · 4.625%
HK$97,543
+HK$4,885/mo
Deposit HK$11.55M · loan HK$17.33M · min. income ≈ HK$185,316/mo (50% DSR)
Upfront cash ≈ HK$12.78M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,190
−HK$5,781/mo
▼ 0.25% · 3.875%
HK$95,058
−HK$2,913/mo
Today · 4.125%
HK$97,971
baseline
▲ 0.50% · 4.625%
HK$103,932
+HK$5,961/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$195,942/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$102,560
−HK$5,542/mo
▼ 0.25% · 3.875%
HK$105,311
−HK$2,791/mo
Today · 4.125%
HK$108,102
baseline
▲ 0.50% · 4.625%
HK$113,800
+HK$5,698/mo
Deposit HK$8.66M · loan HK$20.21M · min. income ≈ HK$216,204/mo (50% DSR)
Upfront cash ≈ HK$9.89M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$118,530
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$122,217
−HK$3,746/mo
Today · 4.125%
HK$125,963
baseline
▲ 0.50% · 4.625%
HK$133,627
+HK$7,664/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$251,926/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$131,863
−HK$7,125/mo
▼ 0.25% · 3.875%
HK$135,400
−HK$3,588/mo
Today · 4.125%
HK$138,988
baseline
▲ 0.50% · 4.625%
HK$146,314
+HK$7,326/mo
Deposit HK$2.89M · loan HK$25.99M · min. income ≈ HK$277,976/mo (50% DSR)
Upfront cash ≈ HK$4.12M (deposit + AVD stamp duty HK$1,227,330 · Scale 2, in force from 26 Feb 2026)